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This course is designed for advisors who currently provide advice in relation to smsfs as well as those who intend to provide smsf advice. In some parts of the country it is known as acontract for deed,and in other areas it is known as aland contract. In order to avoid a fraud program, ask a consumer credit counselor about potential options or inquire with your credit card company to see if they offer or work with a particular program. For example if you choose to have a 50% split each, then in the event of you claiming, you will receive 50% of the monthly benefit selected.